Guides
What makes a Spanish purchase hard is rarely the property. It is the NIE, the taxes, the notary and the registry. Fourteen guides in plain English, without legal jargon — and without figures we cannot back up.
NIE number
Your Spanish identification number. Without it there is no purchase.
TaxTax residency and moving
Where are you tax resident — and what decides it? The questions to answer before the move.
Every yearModelo 210
The return you file every year as a non-resident owner, even with an empty property.
The numbersBuying costs
ITP, VAT, notary, registry and the running costs once you own.
InheritanceInheritance tax
Inheriting a property here? What applies, and what you must do first.
MovingMoving to Spain
Empadronamiento, the 183-day rule and the S1 — and the difference between them.
Step by stepThe buying process
All the way from viewing to keys — and where it usually goes wrong.
FinancingMortgages in Spain
What the bank requires of you as a non-resident, and in what order.
ChoiceNew build or resale
Different taxes, different risks and different timelines. Which suits you.
ChecksA survey before you buy
Not required in Spain — but what you do not discover becomes your problem.
MoneyCurrency and payment
The exchange rate moves the price more than your negotiation. How to handle it.
LettingRenting out
Tourist licence, statutes and tax — check before you buy, not after.
SellingTax when you sell
Withholding, plusvalía and capital gains — and how you get back what was withheld.
Before you signChecklist
Point by point through every stage, from the first search to the keys.
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